Outsourced Fractional HR Services for Financial Firms

A fractional CCO or BSA Officer is a senior compliance executive who works with your firm on a part-time or project basis rather than as a full-time employee. They provide the same strategic oversight, regulatory accountability, and program leadership as an in-house hire — at a fraction of the cost — integrating directly with your team and operations as needed.

Pillars FinCrime Advisory primarily serves fintechs, payments companies, and financial institutions including banks and credit unions. Whether you are an early-stage fintech building your first AML program or an established financial institution looking to modernize your compliance infrastructure, our services are designed to meet you where you are.

Outsourced fractional compliance services give you access to CAMS-certified, senior-level expertise without the salary, benefits, and overhead of a full-time hire. You engage the expertise you need — for a specific project, ongoing advisory, or interim leadership — making it a scalable, cost-effective solution that adjusts to your firm's growth stage and compliance demands.

End-to-end support covers the full compliance lifecycle: policy and procedure design, risk assessments, KYC/KYB program development, AML program build-out, transaction monitoring optimization, OFAC compliance, and regulatory exam preparation. This comprehensive approach ensures your program is operationally sound, audit-ready, and built to scale alongside your business.

Pillars FinCrime Advisory is designed to integrate seamlessly with your existing operations. Once engaged, we conduct an initial assessment to understand your current program, gaps, and priorities. Most clients see meaningful compliance improvements within the first 30 to 60 days, with ongoing advisory and leadership support calibrated to your timeline and regulatory obligations.

While Pillars FinCrime Advisory is headquartered in Houston, Texas, we serve clients nationwide. Our outsourced fractional compliance model is fully remote-capable, allowing us to support fintechs, payments companies, and financial institutions across all U.S. states without geographic limitations.

Pillars FinCrime Advisory is led by Joshua Douglas, a CAMS (Certified Anti-Money Laundering Specialist) certified professional — one of the most respected credentials in the financial crime compliance industry. This certification, combined with nearly 20 years of hands-on financial services experience, ensures clients receive expert, credentialed guidance across all compliance engagements.

Transaction monitoring optimization focuses on improving alert quality, reducing false positives, and streamlining your detection logic so your compliance team can focus on genuine risks. The process also strengthens your documentation and evidence trail, which directly improves your readiness for regulatory examinations and reduces operational friction across your compliance function.